Publications in: Finance

Green Home Finance: Expert Analysis from a Behavioural Perspective

Published: 1 March, 2024

Green home finance presents an opportunity to support the UK Government in achieving its Net Zero Ambitions. This study by London Economics and partners Basis Social, Cambridge University and University College London explores the appetite for GHF products amongst consumers, the barriers and enablers to GHF delivery, and how behavioural science can be used to […]

Impact of International Investment Agreements on UK Outwards Direct Investment

Published: 12 January, 2024

London Economics and Ipsos were commissioned by the Department for Business and Trade to investigate the impact of international investment agreements (IIAs) on UK outward direct investment (ODI). ODI is cross-border investment from one country into another, with the aim of establishing a lasting interest in an enterprise where the investor’s purpose is to play […]

Venture Capital Schemes Evaluation – SEIS and EIS

Published: 22 November, 2023

How do HMRC’s Venture Capital Schemes help reduce the challenges early-stage businesses face in struggling to raise finance and how do they impact company performance? London Economics worked with Kantar Public and Ipsos to undertake mixed methods evaluations of HMRC’s Seed Enterprise Investment Scheme and Enterprise Investment Scheme. These schemes aim to incentivise investment in […]

How Can Governments Best Support Businesses During Times of Crisis? An Evaluation of the Covid-19 Loan Guarantee Schemes, Led by London Economics, Addresses This Question

Published: 28 November, 2023

In March 2020, in response to the massive disruption caused to businesses by the Covid-19 pandemic, the government rapidly deployed £78bn of finance to business through the Bounce Back Loan Scheme (BBLS), the Coronavirus Business Interruption Loan Scheme (CBILS) and the Coronavirus Large Business Interruption Loan Scheme (CLBILS). The second of three phases of the […]

Evaluation of the Trade Credit Reinsurance (TCR) Scheme

Published: 12 July, 2023

The uncertainties created by the COVID-19 pandemic posed serious risks to businesses and by extension to the trade credit insurance (TCI) market. To prevent the likely withdrawal of cover from the TCI market by insurers, the government decided to design and operate the Trade Credit Reinsurance (TCR) Scheme. The scheme’s aim was to support UK […]

Share Schemes Evaluation – CSOP, SAYE, SIP

Published: 5 June, 2023

HMRC commissioned London Economics to conduct an evaluation of three tax-advantaged employee share schemes (TASS), which form part of the government’s non-structural tax reliefs. Specifically, HMRC were seeking a quantitative, qualitative and econometric analysis of Company Share Option Plan (CSOP), Save As You Earn (SAYE) and Share Incentive Plan (SIP). CSOP, SAYE and SIP aim […]

Auto-enrolment in the UK: A Decade of Success but What Next?

Published: 26 January, 2023

Calum Kennedy at London Economics reflects on the success of the auto-enrolment scheme in the UK and lays out some of the challenges for the road ahead… In October 2022, the UK auto-enrolment (AE) pension scheme celebrated its tenth anniversary. Over the past ten years, the pensions landscape in the UK has changed markedly. AE […]

Direct and Indirect Regulatory Costs Faced by General Insurance Brokers in the UK

Published: 26 January, 2023

The key findings of the analysis by London Economics of the regulatory costs borne by UK insurance brokers were published by the British Insurance Brokers’ Association (BIBA) in its 2023 Manifesto released on 26 January 2023. The analysis compares the direct regulatory costs faced by general insurance brokers in Belgium, Denmark, Finland, France, Germany, Ireland, […]

SMEs in the COVID-19 Recovery: Which SMEs Faced Most Pressing Challenges?

Published: 7 December, 2022

SME & Entrepreneurship Working Paper No. 1 Technical Annex Since the beginning of the COVID-19 pandemic and into 2021, SMEs have experienced challenging economic circumstances due to lockdowns and social distancing measures, supply chain constraints, and a tight labour market. This paper investigates the relative importance of various problems that SMEs have faced in the […]

The Creative Industry Tax Reliefs Evaluation

Published: 17 November, 2022

1.1 Key points from the evaluation there is strong evidence that the tax reliefs across film, high-end TV, animation and children’s TV have made the UK a more attractive filming and production location, and led to more productions taking place in the UK the reliefs were seen as having aspects which made them competitive beyond […]