Publications in: Finance
Study on the Consumption of Fine-Cut Tobacco
| Published: | 28 August, 2025 |
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London Economics were commissioned by the European Smoking Tobacco Association (ESTA) to undertake an analysis of the consumption of fine-cut tobacco (FCT) and its relationship with tobacco taxation policies. This report builds on previous research done by London Economics and presents case studies analysing domestic and non-domestic tobacco consumption and excise tax policies in France, […]
Supporting Businesses During Times of Crisis: Evaluation of the Covid-19 Loan Guarantee Schemes – May 2025
| Published: | 12 May, 2025 |
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In response to the enormous challenge faced by businesses as a result of the Covid-19 pandemic, the government rapidly deployed around £80 billion of finance to businesses through three loan guarantee schemes (BBLS, CBILS and CLBILS). In 2021 London Economics were commissioned to lead a large interdisciplinary team conducting a mutli-year evaluation of the schemes. […]
Regulation Costs 5.2% of Insurance Premiums
| Published: | 1 May, 2025 |
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London Economics recently undertook research, commissioned by the British Insurance Brokers’ Association (BIBA), on the cost of regulation in the insurance sector. The analysis, based on survey data collected from insurance companies and insurance brokers, found that regulatory costs amount to 5.2% of total premiums collected. This included 3.3% for insurance brokers and 1.9% for […]
Green Home Finance: Expert Analysis from a Behavioural Perspective
| Published: | 1 March, 2024 |
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Green home finance presents an opportunity to support the UK Government in achieving its Net Zero Ambitions. This study by London Economics and partners Basis Social, Cambridge University and University College London explores the appetite for GHF products amongst consumers, the barriers and enablers to GHF delivery, and how behavioural science can be used to […]
Impact of International Investment Agreements on UK Outwards Direct Investment
| Published: | 12 January, 2024 |
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London Economics and Ipsos were commissioned by the Department for Business and Trade to investigate the impact of international investment agreements (IIAs) on UK outward direct investment (ODI). ODI is cross-border investment from one country into another, with the aim of establishing a lasting interest in an enterprise where the investor’s purpose is to play […]
Venture Capital Schemes Evaluation – SEIS and EIS
| Published: | 22 November, 2023 |
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How do HMRC’s Venture Capital Schemes help reduce the challenges early-stage businesses face in struggling to raise finance and how do they impact company performance? London Economics worked with Kantar Public and Ipsos to undertake mixed methods evaluations of HMRC’s Seed Enterprise Investment Scheme and Enterprise Investment Scheme. These schemes aim to incentivise investment in […]
How Can Governments Best Support Businesses During Times of Crisis? An Evaluation of the Covid-19 Loan Guarantee Schemes, Led by London Economics, Addresses This Question
| Published: | 28 November, 2023 |
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In March 2020, in response to the massive disruption caused to businesses by the Covid-19 pandemic, the government rapidly deployed £78bn of finance to business through the Bounce Back Loan Scheme (BBLS), the Coronavirus Business Interruption Loan Scheme (CBILS) and the Coronavirus Large Business Interruption Loan Scheme (CLBILS). The second of three phases of the […]
Evaluation of the Trade Credit Reinsurance (TCR) Scheme
| Published: | 12 July, 2023 |
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The uncertainties created by the COVID-19 pandemic posed serious risks to businesses and by extension to the trade credit insurance (TCI) market. To prevent the likely withdrawal of cover from the TCI market by insurers, the government decided to design and operate the Trade Credit Reinsurance (TCR) Scheme. The scheme’s aim was to support UK […]
Share Schemes Evaluation – CSOP, SAYE, SIP
| Published: | 5 June, 2023 |
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HMRC commissioned London Economics to conduct an evaluation of three tax-advantaged employee share schemes (TASS), which form part of the government’s non-structural tax reliefs. Specifically, HMRC were seeking a quantitative, qualitative and econometric analysis of Company Share Option Plan (CSOP), Save As You Earn (SAYE) and Share Incentive Plan (SIP). CSOP, SAYE and SIP aim […]
Auto-enrolment in the UK: A Decade of Success but What Next?
| Published: | 26 January, 2023 |
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Calum Kennedy at London Economics reflects on the success of the auto-enrolment scheme in the UK and lays out some of the challenges for the road ahead… In October 2022, the UK auto-enrolment (AE) pension scheme celebrated its tenth anniversary. Over the past ten years, the pensions landscape in the UK has changed markedly. AE […]