Study on the role and regulation of non-credit institutions in EU mortgage markets

Practice area: Finance | Financial markets and Institutions
Client: EC DG Internal Market and Services
Published: September, 2008
Keywords: qualitative analysis quantitative analysis

This study analyses non-credit institutions in EU Member State mortgage markets. The study identifies Member States where non-credit institutions are allowed to provide mortgage credit; provides information on the regulation and supervision of these undertakings; the funding techniques non-credit institutions are allowed to use; the size of the mortgage lending activities of non-credit institutions, both domestically and cross-border; and information on the barriers faced by non-credit institutions when engaging in cross-border lending activity. The study covers the EU27.