Publications in: Finance

Basic Banking Services

Published: December, 2011

This briefing paper examines the current state of play in the access to basic banking services, as well as the expected benefits of providing such access for citizens as well as for cross-border trade, in particular e-commerce. It also identifies the banking services that would ideally be covered by any initiative and the main hurdles […]

Analysis of Developments in the Fields of Direct Investment and M&A (mergers and Acquisitions) – Part II

Published: November, 2011

This report consists of three papers providing analyses of topics relevant to foreign direct investment: bilateral investment treaties, a financial transactions tax and investment screening mechanisms. Bilateral investment treaties An empirical analysis of the influence bilateral investment treaties (BITs) on the pattern of FDI flows in the EU was carried out. A gravity model of […]

Analysis of Developments in the Fields of Direct Investment and M&A (mergers and Acquisitions) – Part II

Published: November, 2011

This report consists of three papers providing analyses of topics relevant to foreign direct investment: bilateral investment treaties, a financial transactions tax and investment screening mechanisms. Bilateral investment treaties An empirical analysis of the influence bilateral investment treaties (BITs) on the pattern of FDI flows in the EU was carried out. A gravity model of […]

Analysis of Developments in the Fields of Direct Investment and M&A (mergers and Acquisitions) – Part I

Published: November, 2011

This report provides a comprehensive analysis of developments in the fields of direct investment and M&A in 2010-11. This includes a descriptive analysis of inward and outward FDI stocks and flows (including FDI resulting from M&A activity) within the EU and between the EU and third countries, by sector, type of FDI, etc. Major factors […]

Analysis of Developments in the Fields of Direct Investment and M&A (mergers and Acquisitions) – Part I

Published: November, 2011

This report provides a comprehensive analysis of developments in the fields of direct investment and M&A in 2010-11. This includes a descriptive analysis of inward and outward FDI stocks and flows (including FDI resulting from M&A activity) within the EU and between the EU and third countries, by sector, type of FDI, etc. Major factors […]

Consumer Behaviour in a Digital Environment

Published: August, 2011

In a study for the European Parliament, London Economics has analysed the extent to which digital opportunities impact on consumer behaviour and the interaction between consumers and businesses. At issue is how consumers benefit from the digital environment and whether and how they change their purchasing strategies. E-developments and firm behaviour that impact on consumer […]

Study on the Costs and Benefits of Different Policy Options for Mortgage Credit

Published: March, 2011

The costs and benefits of potential changes in the following four mortgage policy areas are considered in the study, which was published by the European Commission on 31 March 2011: pre-contractual information, the definition of the annual percentage rate of charge, early repayment and responsible lending and borrowing. The approach to assessing the costs and […]

The Contribution of Insurance Brokers to the UK Economy

Published: March, 2011

The market for insurance products, like many other markets, is characterised by imperfect information by each party to the transaction, significant search costs to find the “best” deal, and asymmetric bargaining power. The report shows that insurance brokers play a key role in the marketplace by identifying the risks faced by clients, reducing insurance distribution […]

Understanding the Impact of MiFID in the Context of National and Global Regulatory Innovations

Published: October, 2010

Since its EU-wide implementation in November 2007, MiFID has significantly modified the environment and structure of secondary market equity trading in Europe. For this research, London Economics conducted empirical analysis and stakeholder interviews to clarify whether as a result of MiFID: the expected benefits on the integration of EU financial markets have materialised; whether national […]

Economic Analysis of Ireland’s Comparative Advantage for Foreign Investment

Published: October, 2010

Gray, A., Swinand, G., Holmes-Batt, W. Indecon Economic Consultants, October 2010